With an overall record of 28-33, including 6-7 last week, TSN football analyst Chris Schultz is back with his Week 5 selections in the NFL in Risky Business.

Minnesota at Green Bay (-9.5)

It is easy to build a case that this game will be closer than the spread. The Vikings are getting excellent play out of three rookies: LB Anthony Barr #1 out of UCLA, QB Teddy Bridgewater later in that round out of Louisville and the third round pick RB Jerick McKinnon out of Georgia Southern. It was evident last week as Minnesota moved the ball for 558 total yards against Atlanta. This is a divisional game and, in the past, Mike Zimmer has played Aaron Rogers well when he was the defensive coordinator in Cincinnati. Green Bay's run defence has to improve and Eddie Lacy has to have a breakout game. On a short week, both could happen for Green Bay. Is Bridgewater healthy enough to be effective? you know he will be limited in practice, if he practices at all. Packers

Chicago at Carolina (-2.5)

What was a great defence in Carolina to start the year is now a problem. Carolina did have one of the best defensive front sevens in football but after four games, they are 27th against the pass. With Chicago, the Cutler mistakes destroyed any competitive chance against Green Bay but Matt Forte is coming off his personal best of 2014. With possible injuries to the three primary running backs in Carolina and anticipating Cutler playing a better mistake-free game, I like Chicago to bounce back more effectively in efficiency right in Bank of America Stadium, home of the Carolina Panthers. Bears

Baltimore at Indianapolis (-3.5)

Both teams are playing their collective best football right now. Andrew Luck has put together his two best games of his career using 10 different receivers last week. Yes, those two games have been against Jacksonville and Tennessee. The Ravens have won three in a row and Steve Smith at 35 is playing like he is 25. Vontae Davis is also 35 in a downfield WR/CB competition to watch. Where I think the Colts have an advantage is in Ahmad Bradshaw at running back. Elusive with power, the former New York Giant is a complete player. Still, both quarterbacks have seen it all from every type of NFL defence but an absence of a pass rush from the Colts and the consistency of the pass rush from the Ravens is a key difference in the game. I think Joe Flacco will have time to see his routes fully develop downfield, Luck not so much. Ravens

Houston at Dallas (-4)

The word for Dallas is discipline in play-calling. The NFL's leading rusher is DeMarco Murray with 534 yards going into Week 5. Just use him and everything should fall into place. With Houston, JJ Watt had two brutal roughing the passer calls and then won the game on an 80-yard interception return. I look for Watt to line up on the defence's left side, offence's right and make plays. But will that be enough? For Dallas, they are better than expected on defence and you can say better than expected on offence and that was a given that they would be good. As long as Tony Romo throws in the area of 25 passes, Dallas should be as effective this week as last week. Cowboys

Buffalo at Detroit (-7)

Detroit is going to score some points but also plays its best defence at home, allowing 14 and seven points in last two home games. Kyle Orton is a good quarterback and can lead a team to NFL wins but I don't know if he can go touchdown-for-touchdown with Matthew Stafford, Golden Tate, Reggie Bush and the entire offence of Detroit. Former Lions head coach Jim Schwartz returns to run the Bills defence. Detroit

Pittsburgh (-6.5) at Jacksonville

Win one, lose one, win one, lose one so far for the Steelers. Lose four in a row, allowing 33 or more points for the Jacksonville Jaguars. Game 2 for Blake Bortles and he will continue to improve, I just don't know if he has the defence to slow anyone down. The Steelers should respond after the Tampa Bay loss in a game they had 13 penalties for 125 yards. This won't be about winning, it will be about playing four great quarters of football. Steelers

Tampa Bay at New 0rleans (-10)

It's not always who you play but when you play them and with the Saints coming off being dominated by Dallas, they want to get back to not just winning but dominating themselves. Being at home in the Mercedes-Benz Superdome makes a big difference. The Saints have won 18 straight at home and often by double digit scores. One reason that Tampa Bay was so bad in Atlanta and so good in Pittsburgh was the heath of their starters. In Atlanta, they were not healthy, in Pittsburgh they were healthier. Still, the Saints' offence is comparable to Atlanta, so... Saints

Atlanta at NY Giants (-4)

All logic says take the Giants. Atlanta lost two starting offensive lineman and the Giants looked the best they have ever looked in Washington, winning easy. Also, Atlanta is similar to New 0rleans in that they are spectacular at home, not so much on the road. The new offence of Ben McAdoo and Eli Manning found its grove last Thursday and Atlanta could not stop a rookie running back in Jerick MaKinnon last week. All logic says Giants... Giants

St Louis at Philadelphia (-7)

The Rams may be better than originally thought, especially after QB Sam Bradford's season-ending injury. Austin Davis is the Rams third quarterback but right now, he is completing 72 per cent of his passes and looks anything but overwhelmed. The big negative surprise in Philadelphia is the absence of a productive LeSean McCoy, avaraging only 2.7 yards per carry. Last week in San Francisco, all the Eagles points came on a blocked punt, a punt return and interception return. Not as smooth and polished as anticipated. Rams

Cleveland at Tennessee (-2)

Coming off the bye week, the Browns have been competitive in every game and beat New Orleans at home. The Titans have health issue at quarterback and have only one upset win at KC in Week 1. The Browns should get Ben Tate back and the Titans have been outscored 100-34 the last three weeks; mind you, against three good teams. After so much public attention, QB Brian Hoyer has yet to throw an interception and kept Johnny Manziel on the bench. Browns

Arizona at Denver (-7)

Both teams are coming off the bye week so it's like starting the season all over again with three games of experience to work with. There are two reasons why I like Denver. First, Arizona allows a 67 per cent completion rate which is extremely high and second, Arizona also leads the NFL in first downs acquired by penalty. But there are two reasons why I like Arizona. Third round draft pick John Brown is a complement to Larry Fitzgerald and Malcom Floyd and second, their 3rd down efficiency is at 48 per cent and that's a very high number. But in the end, as good as Arizona is and they are, I think Denver is due and with a week in between, it benefits Denver more than Arizona. Denver

NY Jets at San Diego (-6.5)

The Chargers are quietly a very good team. Only Seattle has scored over 20 points on the Chargers defence and that was 21. There is a concern that, with Ryan Mathews and Danny Woodhead out, can Donald Brown carry the load as a full time #1 running back. I think he can. Philip Rivers has a 9:1 touchdown to interception ratio while Geno Smith is 4:5. This really would be the upset of the year so far in NFL football but I can't see it happening. The Chargers are just throwing the football better than any team right now. Chargers

Kansas City at San Francisco (-6.5)

How enjoyable would it be for Alex Smith to go into Levi's Stadium and beat the team that drafted him #1 overall in 2005 only to dismiss him as insignificant and all used up two years ago? Yes, Kansas City beat what looks like an average New England Patriot team - or did Kansas City make them look average. The Chiefs must keep Colin Kaepernick in the pocket as he is deadly on  designed run plays to the outside, making a 3rd down to a 1st down with his sprinting style. I can't see either team dominating the other. Chiefs

Cincinnati at New England (Pick 'em)

Something is missing. I've never seen Tom Brady make such an illogical decision downfield and with disastrous results. Is it him or the people around him? Probably both but that play is on him. I've never seen a Bill Belicheck team allow 303 yards in the first half because it has never happened before. This could be a transitional game of reality perception: the past success and dominant play of the Patriots taken over by the new success and youthful regular season success of the Cincinnati Bengals. Looks like logic to me. Bengals

Seattle (-7) at Washington

The Seahawks are coming off bye week and Washington is coming off 10 days between games. One aspect of Seattle that is not public enough is they are very good against the run most of the time with San Diego being an exception. If Alfred Morris does not get going early and often, then I can't see Washington moving the ball at all. Kirk Cousins is not as bad as his Giants performance but not good as his best game. I am sure RG3 was sitting up high at FedEx Field thinking "see, not as easy as it looks". Defensive energy will be at an all-time high and I'm not sure if Washington can match it on Monday Night Football. Home underdog is always a good choice, but it is Seattle as the visiting team. Seahawks